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Personal Services

Safe Deposit Boxes for Rental

Do you have things that shouldn't be kept at the office? Safe Deposit Boxes are an excellent way to protect your important documents.

Boxes are available at the Bridge City location only.

Fee Schedule


* Non Sufficient/Overdraft fees may be created should the account become overdrawn.

Overdraft Privilege

What is Overdraft Privilege?

  • A financial resource that can protect you when inadvertent mistakes caused your account to be insufficient or have overdraft checks
  • Bridge City Bank's convenient response to your unexpected banking needs
  • A valuable enhancement to your banking relationship
  • Not a promise…but a privilege…to you, our customer

We can save you the expense and embarrassment of having an item returned: the Overdraft Privilege does just that.


What types of transactions are included in Overdraft Privilege?

Fees will be applied to overdrafts created by: checks, in-person withdrawals, ATM withdrawals or other electronic means.


What time period is required to repay the Overdraft Balance?

To maintain eligibility for Overdraft Privilege, customers must continue to make regular deposits into their accounts, bringing their account to a positive balance, within a thirty day (30) period. The bank reserves the right to require customers to pay outstanding overdraft (negative) balances, including fees, immediately or on demand.


Under what circumstances will the bank not pay an overdraft?

Whether customer overdrafts will be paid is discretionary and the bank reserves the right not to pay. For example, the bank will typically not pay overdrafts if an account is not in good standing, or regular deposits are not being made, or there have been excessive overdrafts. We may refuse to pay an overdraft for you at any time, even though your account is in good standing and even though we may have previously paid overdrafts for you.


What types of accounts are eligible for Overdraft Privilege?

Priviledge Connection; Personal Connection; Platinum Connection; Business Link Plus; Business Link; and NOW Link

Free Online Banking

Enjoy the convenience of online banking with 24-hour access to your accounts.

View account balances and historical activity, make transfers, loan payments, view check copies and set up alerts, all at the tips of your fingers with free online banking.

Free Bill Pay

Bill Pay is quicker and easier than writing and mailing paper checks. Pay your bills online in minutes!

  • Pay all your bills in one place using only one password into online banking.
  • Pay anyone you'd normally pay by check - any company or individual in the U.S. Pay bills, view or cancel pending payments!
  • You're in control - Tell us who, when, and how much. Schedule one-time or recurring payments.
  • Choose your account. Make payments from your eligible Bridge City Bank checking account.
  • Avoid late fees. Your payments will be sent as scheduled - on time, every time – provided you have sufficient funds available in your checking account and according to the terms and conditions. Guaranteed!
  • Get email reminders when a payment is due.

Cost

Bridge City Bank offers FREE Bill Pay!


How to sign up for Online Bill Pay

If you are already a Bridge City Bank online user, Sign In and click the Bill Pay tab to add Bill Pay.

Not Signed Up for Online Banking? Click here to enroll (PDF)
Free Bill Pay

Free MasterCard Check Card

Bridge City Bank offers you this debit card INSTANTLY ISSUED to you at any of our locations. There is no waiting and YOU select your PIN!


MasterCard® Debit Card

A card to simplify your busy lifestyle and give you continual access to your funds; even in the most disastrous times!. Most checkbooks can only do one thing — checking. Our MasterCard Check Card does much more. MasterCard Check Card gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write a check. You can purchase groceries, gas, or anything else wherever MasterCard is accepted. Yes, you can make purchases on the Internet as well.

With the Check Card you can access your money anytime, 24 hours a day, seven days a week. Use our ATM's for “surcharge free” cash.


And for added security and protection Bridge City Bank offers MasterCard® Secure Code

MasterCard SecureCodeMasterCard SecureCode is a service to enhance your existing MasterCard account. A private code means added protection against unauthorized use of your card when you shop at participating online retailers.

Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.


Frequently Asked Questions

Q: What is MasterCard® SecureCode™?
A: MasterCard SecureCode is a service to enhance your existing MasterCard account. A private code means added protection against unauthorized use of your card when you shop at participating online retailers.

Q: How does MasterCard SecureCode work?
A: Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.

Q: How does MasterCard SecureCode protect me?
A: When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone Knows your credit or debit card number, the purchase cannot be completed without your SecureCode at a participating merchant.

Q: What card do I use? Will I need to get a new card to use MasterCard SecureCode?
A: You will be able to use any of your existing MasterCard credit or debit cards, as long as the cards are from a participating financial institution. If you're not sure if your financial institution provides this service, please review our list of participating financial institutions. If you don't see your financial institution listed, check back frequently as the list is updated.

Q: How many cards can I register with MasterCard SecureCode?
A: We encourage you to register all of your MasterCard cards. There is no limit on now many cards you can register.

Q: Can two people with a joint account use the same password or should they register MasterCard SecureCode separately?
A: Enrollment is at the account level so the password must be shared.

Q: Can I use MasterCard SecureCode from any computer?
A: Because there's no special software to install, you can shop from any computer meeting the system requirements outlined above and still receive the added protection afforded by MasterCard SecureCode.

Q: What happens when my card expires or my billing information changes?
A: Your card issuer will automatically update this information in your profile.

Q: What happens if I cancel my existing card then get a new one with a different account number?
A: You will need to register the new card for MasterCard SecureCode. Simply return to the registration site, and complete the registration process with your new card.

24 Hour Telebank Service

Many of our services are right here at your fingertips allowing you to perform transactions from the comfort of your home or office.

  • Account Histories
  • Account Transfers
  • Direct Deposit information
  • Online Stop Payments
  • Real-time Account Balances
  • Make Loan Payments

To access your bank accounts, simply call 409-735-2410, enter your 4 digit Security Code followed by Your Customer Number

If you are a first-time user and/or do not know your customer number or 4-digit security code, please contact us


Checking Account: Press 1

  • Your posted checking account balance is: ...
  • Your most recent deposit was: ...
  • This deposit was posted on: ...
  • To hear this information again Press 1
  • To inquire about a particular check Press 2
  • Press 9 to return to the Main Menu or * to Exit

Savings Account: Press 2

  • Your posted savings account balance is: ...
  • Your most recent deposit was: ...
  • This deposit was posted on: ...
  • To hear this information again Press 1
  • Press 9 to return to the Main Menu or * to Exit

Transfer Funds: Press 3

  • Transferring FROM your checking account Press 1
  • Transferring FROM your savings account Press 2
  • Press 9 to return to the Main Menu or * to Exit
  • Transferring TO another checking account Press 1
  • Transferring TO another savings account Press 2
  • Transferring TO a Pre-Authorized Checking Account other than your own Press 3
  • Transferring TO a Pre-Authorized Savings Account other than your own Press 4
  • Press 9 to return to the Main Menu or * to Exit

CD Information: Press 4

  • Your current CD balance is: ...
  • The current maturity date is: ...
  • Next interest payment date is: ...
  • Last year's total interest paid: ...

Loan & Loan Payments: Press 5

  • Your posted loan balance is: ...
  • Your next payment is due on: ...
  • For the amount of: ...
  • To hear this information again Press 1
  • To make a payment on this loan Press 2
  • To transfer to the loan department Press 3

Change Security Code: Press 6

  • Your Security Code cannot start with a Zero (0) in the first position. Please enter your new four digit Security Code and Press # when done, or * to Cancel..

Night Deposit

Discover convenience with Bridge City Bank night deposit boxes at each location.

This safe and completely secure service allows you to make deposits, payments, and transfer requests quickly and easily. You can also utilize it for safekeeping. Each night deposit box is available 24 hours a day, seven days a week. Transactions dropped after 9am are processed the next business day. In most cases, deposits you make in the night drop box will be available by 10 a.m. on the date processed.